First Time Auto Buyer Program

Are you ready to buy your first car? If so, we can help with our First Time Auto Buyer Program.

This loan type is designed for those who have little to no credit and are ready to embark on the purchase of their first automobile. This loan comes with low rates, manageable terms and is an excellent way to establish a credit history.

Planning is important to prevent surprises when you buy your first car. We offer guidelines on vehicle searches and online resources, as well as our friendly loan professionals are experienced in vehicle lending and can guide you through many of your auto buying considerations.

Qualifications and Program Details:

  • Must be at least l8 years old and able to repay the loan
  • Must be employed for a minimum of 6 months at current employer
  • No auto loan payment history reflected on credit report and no derogatory credit may be present
  • Monthly payment to not exceed 15% of gross income
  • Proof of auto insurance required
  • Maximum loan amount is $15,000.00
  • Terms up to 72 months
  • 10% down payment required



  • Monday 09:00AM - 09:00PM
  • Tuesday 09:00AM - 09:00PM
  • Wednesday 09:00AM - 09:00PM
  • Thursday 09:00AM - 09:00PM
  • Friday 09:00AM - 09:00PM
  • Saturday 09:00AM - 05:00PM
  • Sunday Closed
  1. Country Chrysler Dodge Jeep RAM

    2158 Baltimore Pike
    Oxford, PA 19363-4006

    • Sales: (844) 588-8150
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