Buying vs Leasing in Oxford, PA

Navigating your way through your automotive financing options can be daunting. Thankfully, the finance team here at Country Chrysler Dodge Jeep Ram (CDJR) is here to make the process a breeze. From valuing your trade-in to exploring current incentives and specials, you'll get all the information you need to feel confident in your finance plan.

One of the first questions you'll want to tackle with our team revolves around weighing the benefits of traditional financing vs. leasing. Here, our finance team has created a guide to help you decide what makes more sense for your needs. If you have questions, please don't hesitate to contact our finance experts to learn more.
We're proud to serve drivers in and around the Oxford and Lancaster, PA, as well as Elkton, MD, areas, and will be happy to assist in any way we can!
 
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Finance Department

Leasing vs Buying from our Dealership

Benefits

Leasing

Buying

Ownership

 

x

Lower Down Payment

x

 

Lower Monthly Payment

x

 

No Mileage Limit

 

x

Vehicle Customization

 

x

Easier Trade In

x

 
 

To Buy or to Lease?

Auto Loan

If you like working towards ownership, an auto loan is the way to go. As you make monthly payments on a model of your choosing, you will eventually own the vehicle outright, free to do with it what you wish. So, feel free to upgrade your sound system, invest in seasonal tires, or even pursue another type of accessory!

There are no mileage limits when you opt for a traditional car loan, either. This could prove quite appealing whether you plan on taking cross-country trips or you just drive a lot on a daily basis.

Really, a traditional finance plan is the more flexible route for those who want a little more liberty with their vehicle, regarding where and how they drive it.

Car Lease

Do you like the idea of financial flexibility? Car leases typically have a lower monthly payment and require a lower down payment than car loans. With less money going to interest, you can explore upgrading trim levels or investing in features that are traditionally more expensive.

With a car lease, there's no long-term commitment required, either. You can try out one make and model for a few years and trade it in for a newer make and model down the line. However, your payments aren't working towards ownership, so you can't customize your vehicle. Also, keep in mind that auto leases have a mileage limits, so if you have a long commute, a lease might be less appealing than an auto loan.

Choose the Right Loan or Lease for You!

Still not sure which plan works for you? Our finance experts here at Country Chrysler Dodge Jeep RAM are ready to answer any questions you may have as you look to land on the right option!

Whether you're from Elkton, Maryland, Lancaster, Pennsylvania, or somewhere else, our family-friendly dealership will help you learn more about different financing options available to you. Our highly skilled finance team has decades of experience that will help you make smart choices for your budget.

Get in touch with our Oxford, PA, finance center to learn more about traditional auto loans and new car lease options today!